Personal Enrichment @ San Tan Campus (San Tan Valley, AZ)   

Financial Wellness is a beginner-friendly course designed for individuals and students who want to build confidence and clarity around their finances. This workshop acknowledges that money challenges can arise at any stage of life and that everyone's financial journey is different. Whether you're managing limited resources, returning to school, or simply seeking a healthier relationship with money, this course meets you where you are- without judgment. Students will learnpractical, real-world strategies to manage expenses, make informed financial decisions, and take meaningful steps toward long-term financial stability.

By the end of this course, students will be able to:

• Understand financial behavior: Explain how habits, emotions, and decision-making influence personal finances (Behavioral Economics).
• Navigate banking systems: Identify key features of bank accounts and financial tools to manage money effectively.
• Build savings strategies: Develop a plan for short-term and emergency savings that aligns with personal goals.
• Plan for educational costs: Explain options for paying for college, including financial aid and cost-saving strategies.
• Manage debt responsibly: Describe types of debt and implement strategies to reduce or avoid debt accumulation.
• Distinguish needs vs. wants: Apply decision-making techniques to prioritize spending.
• Track and analyze expenses: Use practical methods to monitor income and spending for better financial awareness.
• Create a realistic budget: Develop and maintain a personal budget that reflects financial goals and constraints.
• Understand and manage credit: Explain how credit works, review credit reports, and implement strategies to maintain or improve credit scores.

The Money Matters class is designed to help individuals build confidence in managing their finances in a practical, supportive setting. Participants will learn how to develop mindful money habits, create a savings plan even on a limited budget, and make financial decisions that support long-term stability. Whether you're getting organized, reducing financial stress, or taking your first steps towards saving, the Money Matters class provides guidance and tools to help you move forward.

By the end of this session, students will be able to:

• Understand their personal relationship with money and recognize patterns that influence decisions.
• Track and analyze spending in a practical way that reduces stress and avoids shame.
• Set realistic and meaningful goals that reflect personal values and priorities.
• Develop an emergency savings plan tailored to their income and financial situation.